Improving personal finances is the number five New Year’s Resolution. When you’re worried about money, either now or for your future, it makes it hard to relax and enjoy your life. The sooner you get a hold of your financial health, the sooner you’ll be able to live your life in a more meaningful way.
You can live your best life financially if you take a four-stepped approach Continue reading
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Whether you are shopping in your neighborhood or from the comfort of your home, be sure to keep your information protected. Identity theft and fraudulent transactions can affect your credit rating and finances.
You have lots to do this holiday season. Let’s not make solving an identity theft problem one of them! Follow these tips to help you stay protected: Continue reading
This post contains affiliate links and I will be compensated if you make a purchase after clicking on those links. It doesn’t cost you more and you may find you save money using my partnerships.
Most people carry over $1,000 of credit card debt on a regular basis and don’t get it paid down.
Everywhere we look, we see ads to spend money that we don’t necessarily have. Lenders and financiers tell us we can afford more than we actually can.
Never confuse debt capacity with spending capacity. There will always be lenders willing to loan you more than you should borrow.
The Federal Reserve reports that Americans are in $1.98 trillion of debt. That would be more than $18,000 per household. Debt has a way of creeping up on you without realizing it.
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A carpenter uses a set of house plans to build a house. If he didn’t the bathroom might get overlooked altogether.
Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications.
Yet most people go blindly out into the world without a clue about financial management. Their financial situation may cause anxiety, a tarnished reputation, broken relationships, guilt, or embarrassment.
Not very smart, is it?
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